When it comes to protecting your home from storm damage, especially here in Nebraska and Iowa, the strength of your roofing material matters more than ever. You’ve probably heard the buzz around Class 4 shingles—but are they really worth the extra investment?
Let’s break down what Class 4 shingles actually are, how they’re tested, and why they may be one of the smartest home upgrades you can make.
What Are Class 4 Shingles?
The term “Class 4” refers to a shingle’s impact resistance rating, based on standardized testing by Underwriters Laboratories (UL). The higher the class, the more impact the material can withstand—especially from hail, which is a common threat in our region.
The UL 2218 test uses steel balls dropped from specific heights to simulate hail. A Class 4 shingle survives a 2-inch steel ball dropped from 20 feet—without cracking.
“Class 4 shingles are built to withstand the worst nature can throw at your roof.” – Turtle Roofing
What Makes a Shingle “Class 4”?
To earn the highest rating, Class 4 shingles must resist cracking or rupturing during these simulated hail impacts. Here’s what gives them an edge:
- Reinforced asphalt or composite materials
- Thicker construction layers
- Enhanced granule adhesion
- Durability against both hail and wind uplift
Are Class 4 Shingles Worth the Investment?
Let’s talk dollars and sense.
While Class 4 shingles cost more upfront, they can easily pay for themselves in the long run through:
- Fewer repairs after storms
- Longer lifespan (often 30–50% longer than standard shingles)
- Improved home resale value
- Potential insurance premium discounts
Here’s a quick comparison:
| Feature | Standard Shingles | Class 3 | Class 4 (High Impact) |
|---|---|---|---|
| Hail Resistance | Low | Moderate | Excellent |
| Wind Rating | Up to 60 mph | 80–90 mph | 110+ mph |
| Insurance Discounts | None | Some | Common (varies by carrier) |
| Avg. Lifespan | 15–20 years | 20–25 years | 30+ years |
Insurance Benefits of Class 4 Shingles
Many major insurance carriers offer discounts for homes protected by Class 4-rated roofing materials. Why? Because they reduce claims—meaning fewer payouts.
The Verdict: Yes, They’re Worth It
Class 4 shingles offer protection, peace of mind, and long-term value. If your current roof is due for replacement—or you’ve recently experienced storm damage—investing in Class 4 may be the smartest decision you make for your home.
???? Ready to Upgrade?
Schedule a free inspection with Turtle Roofing today to find out if your home qualifies for Class 4 protection—and learn about your insurance savings potential.
???? Call us or schedule your inspection online
